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The Key Title Blog

Practical guidance for North Carolina real estate professionals navigating title, risk, and closing challenges.

Trust Account Compliance

Trust Account Compliance

Trust account mistakes are one of the fastest ways to end up in front of the North Carolina State Bar—or worse, lose your license. Learn how to avoid common pitfalls, prepare for audits, and build a strong trust accounting system.

Split Closings

Split Closings

Split closings are common in North Carolina—but they can open the door to miscommunication and liability. When two firms share a file, clear roles, strong documentation, and strict trust account compliance are key.

Commercial Underwriting Red Flags

Commercial Underwriting Red Flags

Commercial real estate deals in North Carolina come with complex ownership and higher title risk. Knowing what underwriters watch for is the first step to a smooth closing.

Power of Attorney Pitfalls

Power of Attorney Pitfalls

A properly executed Power of Attorney (POA) can be a valuable tool—it’s the key to keeping deals moving when principals are unavailable. But relying on outdated, overly broad, or technically deficient POAs can leave the transaction stuck at the lock.

Navigating Survey Exceptions in North Carolina

Navigating Survey Exceptions in North Carolina

A survey can either unlock peace of mind or jam the lock on a closing. Not every fence, encroachment, or right-of-way should be locked into the title policy without a thorough review. So, when should you accept a survey exception? When do you modify it? And when is it time to object?

Mechanic’s Liens

Mechanic’s Liens

Few things can jam the lock on a commercial real estate closing faster than a mechanic’s lien. In North Carolina, these liens pack a punch—they can attach mid-project, survive the closing, and undermine title protection if not handled properly.

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